Many parents were never taught about money and don’t know where to start when it comes to teaching their child the value of money. Wouldn’t it give you peace of mind to know you’re passing good money habits along? By the early age of 7, many of your child’s money habits are set.

Your job as a parent is to teach your kids financial responsibility. Learning basic money skills and concepts such as patience and delayed gratification can mean the difference of raising financially savvy kids or not.

The money behaviors your child observes and learns in childhood will shape their attitudes and future money habits.

Lead by example

Kids are constantly getting messages about money in the home, through the television and the media. They are highly perceptive and internalize the spoken and unspoken messages they receive.

How do you speak about money? What do you say about it? Do you have an abundant or scarcity mindset towards money?

Let your children hear you talk positively about money. Encourage your child to express gratitude for the little things in life.

Have you ever sought out financial wealth and thought it was the answer to your problems?  I have. While having financial wealth will make your life easier in a lot of ways it is just one pillar.

If you recently heard the term authentic wealth you may be wondering what it is exactly. When you think of wealth you mainly think of financial or material wealth. But if I asked you what you value in life you might say your family, friends or health.

Authentic wealth is the interdependent relationship of all areas in your life that matter.

Getting out for date night after having kids can seem like a challenge. You’re tired, too busy or feel like you should be spending money on other things.

If you don’t have family nearby date night can feel like a splurge. With the babysitter, dinner and entertainment it can add up quickly costing $100’s of dollars for a few hours out.

If you’re short on time or money date night doesn’t have to go by the wayside. Here are 33 date night ideas that can be done inexpensively, at home, with or without a babysitter.

1. Movie night

Avoid the lines, stay home and watch an Amazon Prime or Netflix movie after the kids go to bed. Create an atmosphere. Light candles, make popcorn and get romantic with a warm blanket to snuggle under.

2. Go for a bike ride

Relax and reinvigorate yourselves with a bit of fresh air and nature. Ride local, take your bikes to the waterfront or find a bike path. If you don’t have bikes, rent or borrow them from friends.

3. Workout or do a yoga class together

If your gym has childcare take advantage of it. Use it as a way to get in shape an spend quality time with your partner. Those that play together stay together!

Budgeting gets a bad rap. When you hear the word budget you probably cringe. Until you understand the benefits of a zero-based budgeting plan and what it can do for you, it may seem restrictive. Budgeting means you have a plan for your money. It doesn’t mean you go without or stop living your life.

What is zero-based budgeting

The goal of zero-based budgeting is your income minus your expenses should be equal to zero every month. A zero-based budget makes you think about how every dollar is spent.